No, your entire balance is still within your Chip accounts. Goals are an entirely visual way of keeping track of your savings targets without having to move money out of interest-bearing accounts. Think of them as a progress bar rather than a separate account or pot.
Since goals are purely visual, you're free to delete them at any time, and this won't have any impact on your savings or balance.
Your total balance, as shown at the top of the home page, will always be the accurate number.
Need further help?
If you have any further questions, get in touch with our support team using the in-app chat (this can be found in the Contact Us section on the Profile tab) or by email at hello@getchip.uk for further help.