Your WealthScore is a complex calculation based on how you use Chip, with things like depositing regularly, consistently building balance, and opening multiple accounts raising your score. There are thousands of individual data points taken into consideration. However, we don't disclose the exact algorithm as this is sensitive unique proprietary technology - much like our award-winning AI-powered autosave technology.
Need further help?
If you have any further questions, get in touch with our support team using the in-app chat (this can be found in the Contact us section on the Profile tab) or by email at hello@getchip.uk for further help.