The time it takes for your money to arrive depends on how you add it. Here's a quick guide to the typical timeframes for each deposit method:
Savings accounts
Account | Card | Bank Transfer (in-app) |
Chip Instant Access | 1-3 working days | Same day* |
Chip Easy Access | 1-3 working days | Same day* |
Chip Cash ISA | N/A | Same day* |
Prize Savings Account | 1-3 working days | Same day* |
*CHAPS payments may take longer to process. They will arrive in your account in no more than two working days.
Investment Accounts (General Investment Account or Stocks and Shares ISA)
Deposit method | Timeframe |
Into a fund via Card | Up to 5 working days |
Into a fund via Connected Bank Transfer (PISP) | Up to 4 working days |
Into Uninvested Cash | By the end of the next working day |
From Uninvested Cash into a fund | Up to 3 working days |
From a Chip savings account into a fund | Up to 3 working days |
When investing, your capital is at risk.
Need further help?
If you have any further questions, get in touch with our support team using the in-app chat (this can be found in the Contact us section on the Profile tab) or by email at hello@getchip.uk for further help.