Our Cash ISA is temporarily unavailable to open for existing members. This doesn’t affect members who already have a Cash ISA, or those currently in the process of opening one. We expect the product to be available for existing members once more from Wednesday 22nd October. Thank you for your patience.
The Chip Cash ISA offers a current underlying rate of 4.37% AER (4.28% gross). This is a variable rate that tracks the Bank of England base rate.
How the tracker rate works
Your savings rate is a tracker rate, which means it's a variable rate that automatically moves in line with the Bank of England's base rate. When the base rate goes up or down, your savings rate will move on the same day. This helps your savings stay competitive with the wider market.
How can I check my rate?
The interest rate that applies to your account is the one that was in place when you opened it. You can always check your specific rate, as well as the terms and conditions, in the Savings tab in the app by selecting your Chip Cash ISA.
Need further help?
If you have any further questions, get in touch with our support team using the in-app chat (this can be found in the Contact Us section on the Profile tab) or by email at hello@getchip.uk for further help.