Processing times are dependent on the account you withdraw from. The full timescales are below.
Withdrawing from savings accounts
Account name | Withdrawal timeframe |
Prize Savings Account | Typically within minutes, but can take up to 2 hours |
Chip Instant Access Account | Typically within minutes, but can take up to 2 hours |
Chip Easy Access Account | Typically within minutes, but can take up to 2 hours |
Chip Cash ISA | Typically within minutes, but can take up to 2 hours |
Please note: Occasionally, withdrawals may take slightly longer to process if additional checks are required. These checks are in place to help keep your account secure and ensure we remain compliant with financial regulations. We’ll always aim to keep any delays to a minimum.
Withdrawing from investments (General Investment Account/Stocks & Shares ISA)
From a fund to uninvested cash: Up to 3 business days
From uninvested cash to your linked account: Up to 5 business days
Need further help?
If you have any further questions, get in touch with our support team using the in-app chat (this can be found in the Contact Us section on the Profile tab) or by email at hello@getchip.uk for further help.