Will my interest rate return to the higher rate if it's been reduced because I exceeded three withdrawals in a 12-month period from the Chip Easy Access Account?

Yes, your interest rate will return to the basic easy access rate on your account anniversary.

At that point, your withdrawal count resets, and you will once again have three penalty-free withdrawals for the subsequent 12-month period.

Any promotional rate boosts you have applied will continue to function according to their specific terms once the withdrawal count resets.

If you have any further questions, get in touch with our support team using the in-app chat (this can be found in the Contact Us section on the Profile tab) or by email at hello@getchip.uk for further help.