The Smart Cash ISA is a cash ISA from Chip Financial (Investments) Limited that lets you save up to £20,000 per tax year and earn interest completely tax-free – all with access to your money whenever you need it.
Interest accrues daily and is paid annually once a year on your account anniversary, or the next working day if your anniversary is a non-business day, so your savings are always working in the background. With unlimited withdrawals that are with you the next working day.
The Smart Cash ISA is a fully flexible ISA, meaning you can withdraw and redeposit funds within the same tax year without affecting your annual ISA allowance.
Your money is held across multiple UK licensed banks which allows us to bring you the best rate possible. These currently include Lloyds Bank plc, HSBC Bank plc, Barclays Bank plc, Qatar National Bank (Q.P.S.C), Santander UK plc, Nationwide Building Society, and National Bank of Kuwait (International) plc.
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