Head to the ‘Profile’ tab in the bottom right corner of the Chip app, open ‘Auto-save Settings’ and tap ‘Overdraft saving’. From here, you can enable overdraft savings as well as set your 'Max overdrawn'.

Please note that if you enable overdraft saves, Chip is not responsible for any charges or fees incurred by your bank for going into overdraft.

You need to fully connect your bank account to Chip to enable this service

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