A ChipX membership will give you access to our full range of investment funds. In this article, we'll take a look at what funds you can access exclusively through our premium membership plan.
Please note: Chip can't provide financial advice so you may want to seek guidance from a qualified professional if you are unsure or have detailed questions about investing. Your capital is at risk.
Expertly managed funds
Firstly we have our Expertly Managed funds that come from the BlackRock MyMap range. These are actively managed funds, which means they have fund managers closely monitoring performance and working to grow the fund.
Cautious Fund (actively managed):
Risk rating: 4/7
Official name: MyMap4.
Balanced Fund (actively managed):
Risk rating: 5/7
Official name: MyMap5.
Adventurous Fund (actively managed):
Risk rating: 5/7
Official name: MyMap6.
These funds are guided by the principles of being “simple, risk-managed, cost-effective and diversified”. The MyMap range are multi-asset funds made up of exchange-traded funds, index funds, stocks, bonds, commodities and cash. Active investment management aims to outperform the market index which could mean higher returns, but with that comes increased risk.
Ethical funds
These funds look to only purchase shares or bonds from companies designated as being socially, environmentally and morally responsible and avoid organisations and sectors that go against these principles.
Ethical Fund (actively managed):
Risk rating: 5/7
Official name: MyMap 5 Select ESG Fund
Clean Energy ETF:
Risk rating: 6/7
Official name: iShares Global Clean Energy UCITS ETF
These funds are built with responsible Environmental, Social and Governance (called "ESG" in industry terminology) practices in mind; allowing you to invest in the things that matter to you. Factors taken into consideration when applying ESG characteristics include the contribution a company makes to climate change through carbon emissions, human rights and labour standards and if a corporation is being run in the right way.
BlackRock have put together these funds and it is their view that these funds reflect ESG characteristics.
Thematic funds
Thematic investing means putting your money to work in funds that invest in powerful, transformative forces that could change the global economy, business and society. Thematic products are closely linked to current affairs.
Although specific to a theme, these funds do still spread your money into hundreds of different assets, but by focusing on one theme you may be more exposed to market downturns than you would be with more diverse funds.
Emerging Markets Fund:
Risk rating: 6/7
Official name: BlackRock Emerging Markets Fund
Global Health Innovation ETF:
Risk rating: 6/7
Official name: iShares Healthcare Innovation UCITS ETF
Blockchain and Crypto ETF:
Risk rating: 7/7
Official name: Invesco CoinShares Global Blockchain UCITS ETF
The Emerging Markets Fund invests at least 70% of its total assets in the equity securities (e.g. shares) of companies incorporated or listed on a stock exchange in emerging market countries. Global Health Innovation ETF: is an index composed of companies which are generating significant revenues from specific sectors focused on pushing the boundaries in medical treatment and technology. Finally, Blockchain and Crypto ETF invests in over 50 companies involved in the Blockchain and Crypto industry.
Our remaining ChipX exclusive funds
We then have the Physical Gold ETC which allows investors to access gold, backed by 100% bullion. It’s an exchange-traded commodity (or, ETC) which aims to track the performance of the spot price of gold, after fees.
Physical Gold ETC
Risk rating: 4/7
Official name: Invesco Physical Gold ETC
Finally, we have the MSCI World ETF, which gives exposure to a wide range of international powerhouses across 23 developed countries. It’s a highly diversified fund, aiming to reflect the return from the MSCI World Index.
MSCI World ETF
Risk rating: 6/7
Official name: iShares Core MSCI World UCITS ETF
For the latest information regarding the average annual returns per fund, please refer to the Invest tab in-app where you will see this information listed on each fund. You will also be able to find the Key Investor Information Document and a description of each fund in the Invest tab.
If you have any further questions, please reach out to us at hello@getchip.uk or via the in-app chat and we’ll be happy to help you further.
