Your total returns shown on your homepage reflect your returns from your savings and investments accounts, for your selected time period. You can select from any of the following time periods available on your app: 1 week, 1 month, 3 months, 6 months, 1 year, and ‘max’ (which is equal to your all-time returns since you opened a Chip account).

Your savings account returns are cumulative. They do not include pending interest or the impact of any withdrawals you made during this time period.

Your investment account returns are updated daily. They include your contributions, gains and losses from your current investments, and any investments sold within your selected time period.