Our policy requires the ownership of the Bits credit card for a minimum of 60 days before we can consider an account for a credit limit increase. We conduct regular reviews of account performance, taking into account several key factors:
Payment History: Timeliness and consistency of payments. Not missing any payments is key to your eligibility for an increase. Ensure you make your payments on time, both on subscription and credit card.
Credit Utilisation: The ratio of your credit utilisation compared to your credit limit. Keeping it below 20% is ideal.
Financial Behaviours: Overall management of your account and other financial commitments. Regularly review your account to stay on top of your finances.
We encourage you to manage your account with care, as responsible usage can significantly enhance your eligibility for a future increase.