At Harvest, we believe stewardship starts with wisdom. Whether you are brand new to the markets or a seasoned investor looking for better alignment, we offer two distinct ways to engage with our platform.
1. The Learn Plan (Free)
The Learn Plan is designed for those who want to master the principles of Biblical stewardship before committing capital. It is completely free, and does not require a bank link or SSN to start.
What you get:
Biblical Foundations: Lessons on the theology of "God owns it all."
Investment Tutorials: Simple, de-jargonized explanations of stocks, bonds, and ETFs.
Stewardship Fundamentals: Practical training on budgeting, emergency funds, and the "10-10-80" principle.
XP & Badges: A gamified experience to keep you motivated as you learn.
2. The Invest Plan ($10/month)
Once you have built a foundation of knowledge, the Invest Plan allows you to put those principles into practice. This is a full-featured brokerage or IRA account managed by our automated systems.
What you get:
Real-Money Investing: Access to professionally managed, faith-aligned portfolios.
Automated Rebalancing: We monitor your account and automatically buy or sell holdings to keep your risk level on track.
Impact Tracking: See exactly how your capital is supporting companies that align with your values.
Multiple Accounts: Open up to 3 Individual Brokerage accounts
Plan Comparison
Feature | Learn Plan | Invest Plan |
Cost | $0 (Free) | $10/Month* |
Education Modules | Unlimited Access | Unlimited Access |
Brokerage Features | None | Full Access |
Automated Trading | None | Included |
Account Minimums | N/A | $0 to open / $10 to invest |
*Standard fee for accounts under $25,000. Accounts over $25,000 are billed at 0.30% annually.
**Aim to invest around $10,000 minimum so our fees are reasonable relative to the amount you're investing.
Moving from Learn to Invest
Many of our members choose to "Learn First." After you complete the introductory modules and feel confident in your understanding of the Harvest framework, you can upgrade to an Invest account directly from your dashboard.
When you upgrade, you will complete a standard regulatory onboarding process (KYC) to open your brokerage account with our partner, Alpaca Securities LLC.
The Bottom Line: You don't have to be an expert to start, but you should have a plan. Start for free with Learn, and upgrade to Invest when you're ready to grow.
Ready to begin? Sign up for Harvest