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How am I insured via Hely?
How am I insured via Hely?

Yes, but please check our Terms & Conditions.

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Written by Team Hely
Updated over a week ago

We are happy to see that you are informing yourself in this topic.

In Sections 7 and 8 of our terms and conditions you can find everything related to ACCIDENTS, DAMAGES, DEFECTS AND REPAIRS and INSURANCE COVERAGE.

All Vehicles have third-party insurance.

  1. The User's liability for damage to the Vehicle is limited on the basis of the following provisions: if the Vehicle is damaged while being used by the User, or if the User causes damage, the User will be liable for an excess. The applicable excess amounts are published here.

  2. The limitations of liability apply if (i) the Vehicles were used in accordance with these General Terms and Conditions, and (ii) any damage was reported without undue delay and in accordance with these General Terms and Conditions.

  3. The limitations of liability do not apply in the event of:

    1. gross breaches of the obligations under the Agreement;

    2. unlawful failure to report accidents or damage;

    3. damage caused by intent or gross negligence;

    4. or mechanical damage to the Vehicle that was caused by faulty actions (e.g. damage to the engine due to filling it up with the wrong fuel).

  4. If the User acts in contravention of an obligation under these General Terms and Conditions and the insurer does not therefore have a payment obligation, the insurance cover referred to in point 1 will not apply.

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