Hello,

This is the Digital Asset Investment Platform HEYBIT.

There are different USDT investing strategies or products in HEYBIT, namely:

Alpha
Beta
- HMI12
- HMAI12
- HAI10
Earn

Alpha and Beta are fully automated crypto trading bots that monitor the market and work for you 24/7 while Earn is a fixed-income product that gives you 5% APY or interest on your deposit.

Some of you might have difficulty choosing which one to go for.

This article can help you choose the right strategy.

Beta vs Alpha vs Earn?

Everyone has different expectations on how much risk they’re willing to take for a certain level of return.

Check which one suits you the best!

1. Beta

□ I can bear more than -50% for months if I can make more than +50% a year.

□ I believe that the crypto market will boom this year.

□ I do not want to get missed out (I have FOMO).

□ I want to pay as little fee as possible.

2. Alpha

□ I do not want to take more than -20% loss and am happy with stable performance like 30~40% APY.

□ I do not know what will happen in the crypto market (it can be either bull or bear market in the next few months).

□ I want to invest at my own pace (I do not have FOMO).

□ I can pay a little more fee for proper risk management.

3. Earn

□ I am not interested in or do not want to care about the market situation.

□ I do not mind 5% APY as long as there is no risk at all.

□ I want to invest at my own pace (I do not have FOMO).

□ I do not want to pay the fee at all.

(If you are “Beta”) Which strategy is right for me?

If you believe in Bitcoin and Ethereum more than other altcoins → HMI12
If you believe in other altcoins more than Bitcoin and Ethereum → HAI10
If you want to take balance between them → HMAI12

(If you are “Alpha”) Which exchange is right for me?

If you prefer slightly lower (both positive and negative) volatility at the biggest crypto exchange → Binance
If you want can take slightly higher (both positive and negative) volatility and want to go for 250 loss guard (insurance) → OKX

(If you fall on 2 to 3 products)

If you fall on 2 products, allocate 50:50 or 60:40 based on your risk preference.
If you fall on all 3 products, allocate 40:40:20 based on your risk preference.

Choose the right strategy for you!