Daily Spending and Withdrawal Limits
The following limits apply to all Hingham Savings personal and business debit cards:
Transaction Type | Daily Dollar Limit | Daily Frequency Limit |
ATM Withdrawals | $750.00 | 10 Transactions |
PIN/POS Purchases (In-Store/Online) | $5,000.00 | 20 Transactions |
Purchase Details: Our daily purchase limit includes both PIN-based and signature Point of Sale (POS) transactions.
International Use: While Hingham’s ATM limits generally remain consistent abroad, be aware that these limits may vary by country.
Important Note on ATM-Specific Limits: Individual ATM owners may set their own withdrawal limits independent of Hingham Savings.
Limit Adjustments
Daily limits are set to protect your account, but we understand that your needs may change.
Self-Service (Personal App Only): If you use the Personal Mobile App, you can manually lower your spending limits at any time for added security via the MyCards platform.
Requesting an Increase: To discuss increasing a limit for a large purchase or upcoming event, please call us at 781-749-2200.
Business Clients: All limit adjustment requests for business debit cards must be made by calling our team at 781-749-2200. These features are not currently available in the Business Mobile App.