When you invest in emission allowances via Homaio, you are exposed to market risk: the value of your portfolio fluctuates according to the price of the underlying asset. If its value increases, your portfolio grows. If it decreases, your portfolio shrinks. You therefore have an opportunity for gain, but also a risk of loss on the invested capital.
However, Homaio protects you against counterparty risk: the risk related to a default by Homaio. To do this, we have put in place securities granted to investors via an independent third party: Aether Financial Services (AFS), an independent financial agent authorized by the ACPR (French Prudential Supervision and Resolution Authority), which acts as the investors' representative.
AFS benefits from a pledge on the bank accounts and the allowance account in the European Registry. In the event of Homaio's default, it takes control of the underlying assets and guarantees the continuity of your investment. AFS represents you and protects your investments.
Thus, even in the event of Homaio's failure, your investment remains protected.