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Understanding Payment Plans at Instant Nonprofit

Liz Myers avatar
Written by Liz Myers
Updated this week

We know that starting a nonprofit is an investment - and not everyone wants (or needs) to pay everything upfront. That’s why most Instant Nonprofit formation packages are available with flexible payment plans.

This article explains how those plans work, what to expect, and how to manage your payments smoothly.

Which packages offer payment plans?

Most of our nonprofit formation packages (such as Express, Enterprise, 1024, and Private Foundation) are eligible for payment plans.

You can see pricing and payment options by visiting our package comparison page:
https://instantnonprofit.com/compare-get-started/

How payment plans are structured

When you select a payment plan, your total package price is split into multiple monthly payments.

By default:

  • Payments are charged once per month

  • The first payment is charged at checkout

  • The remaining payments are billed automatically on the same day of each month

If you need a different billing date or want to use a different card for later payments, just contact us in advance - we’re happy to help.

Why the state filing fee is always in the first payment

Every nonprofit must be legally formed with the state before anything else can happen. That requires us to pay the state filing fee immediately to file your Articles of Incorporation.

Because we incur that cost right away:

  • The state filing fee is always included in your first payment

  • This ensures we can begin your formation without delay

The IRS fee can be an optional 4th payment

If your package includes IRS Form 1024, 1023 or 1023-EZ filing, the IRS user fee can be handled one of two ways:

  • Included in your payment plan, or

  • Added as an optional fourth payment just before IRS filing

This gives you more flexibility while still keeping your filing on track.

Service fee for payment plans

All payment plans include a small payment plan service fee (percentage-based).
This covers:

  • Payment processing costs

  • Financing and administrative overhead

  • The ability to break large projects into smaller monthly payments

This fee cannot be waived.

When does filing happen?

We do almost all of the work for you while you are on a payment plan - drafting documents, preparing filings, and building your submission.

However:

We cannot submit anything to the IRS until all payments are completed.

This is because the IRS requires us to pay their filing fee at the time of submission, and we must have full payment before releasing and filing your application.

Your state filing, however, happens immediately once your first payment clears.

Need to adjust your payment dates or card?

Life happens - we get it.

If you need to:

  • Move a payment date

  • Use a different card

  • Pay early

  • Combine or split payments

Just let us know before the charge date and we’re happy to help.

Where to see your options

To view pricing, packages, and available payment plans, visit:
https://instantnonprofit.com/compare-get-started/

Each package page shows:

  • Full price

  • Payment plan options

  • What’s included

So you can choose what works best for you.

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