Inverite is a Canadian financial data platform that helps lenders, fintechs, and B2B platforms verify customer identity, access real-time bank data, and assess risk — all through a single integration.
Rather than relying on manual documents or credit bureau data alone, Inverite connects directly to a customer's bank account (with their consent) to surface real income, spending behaviour, account ownership, and fraud signals in seconds.
Inverite's Core Products
Bank Verify (Instant Bank Verification / IBV)
Connects to a customer's bank account in real time to verify account ownership and retrieve categorized transaction data. Supports over 280 Canadian financial institutions.
ID Verify
Confirms a customer's identity by validating a government-issued ID (driver's licence, provincial ID, or health card) and matching it to a live selfie. Results are returned in seconds.
Risk Score
Converts bank verification output into a cash-flow-based risk signal — purpose-built for how people actually earn and spend today. Available as an out-of-the-box score or a custom model built on your own loan performance data.
Micro Check
Detects loan stacking, past IBV attempts, off-bureau risk signals, and supports skiptracing using data reported by 100+ lending institutions.
Common Use Cases
• Loan decisioning and automated underwriting
• Digital onboarding and account setup
• Cash-flow-based income and affordability
verification
• Fraud prevention and identity confirmation
• Loan servicing and collections
Need access?: Visit inveriteinsights.com to book a demo or request sandbox credentials.