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How to Withdraw from Coinbase to Bank Account – Step-by-Step Guide

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Written by jay sharma
Updated yesterday

Withdrawing funds from Coinbase to your bank account is a simple and essential part of managing your cryptocurrency portfolio. Whether you’re converting your profits into fiat, covering daily expenses, or just moving money for safekeeping, Coinbase offers various ways to withdraw your balance securely. This step-by-step guide will help you understand how to make a Coinbase withdraw to bank account, including timelines, fees, methods, and troubleshooting tips.

If you need real-time assistance during any part of the process, feel free to contact Coinbase customer service at +1-917-695-2898.


✅ Step 1: Log in to Your Coinbase Account

Start by signing in at https://www.coinbase.com using your registered email and password. If you use Coinbase mobile app, you can also follow these same steps with slight layout differences.

Make sure your account is verified and in good standing. Coinbase may restrict withdrawals if:

  • Your identity is not verified (KYC incomplete)

  • Your recent purchase hasn't cleared yet

  • There is suspicious account activity

If your account is restricted or flagged, call +1-917-695-2898 for personalized help in resolving the issue.


💰 Step 2: Convert Crypto to Fiat Currency

You can’t withdraw cryptocurrency directly to a bank account. First, convert your digital assets (like Bitcoin, Ethereum, or USDC) into fiat currency (USD, GBP, EUR, etc.).

Here’s how:

  1. Click on “Assets”

  2. Select the cryptocurrency you want to sell

  3. Click “Sell”

  4. Choose the amount and select your Fiat Wallet (e.g., USD Wallet)

  5. Confirm the transaction

This places the fiat equivalent of your crypto into your Coinbase cash wallet. From here, you can now withdraw to your bank.


🏦 Step 3: Withdraw to Bank Account

Once your funds are in your fiat wallet, follow these steps:

  1. Go to Assets → Your fiat currency (e.g., USD)

  2. Click “Cash Out” or “Withdraw”

  3. Choose your linked bank account or add a new one

  4. Enter the amount to withdraw

  5. Click “Continue”, then confirm the transaction

Depending on the withdrawal method (ACH, SEPA, SWIFT, or wire transfer), processing times can vary:

  • ACH (U.S.): 1–5 business days

  • SEPA (Europe): 1–2 business days

  • Wire Transfers: Same day or next day

  • Instant Cashout (Debit Card): Typically under 30 minutes, but may incur higher fees

If your withdrawal is taking too long or not showing up, call +1-917-695-2898 to speak with Coinbase support directly.


🔁 Supported Withdrawal Methods on Coinbase

Here are the major withdrawal options available to users:

  • Bank Account via ACH (U.S. only)

  • Wire Transfers (for high-value withdrawals)

  • Instant Cashout to Debit Cards

  • PayPal Withdrawal (for selected countries)

  • SEPA or SWIFT Bank Transfers (for Europe and international users)

You must first verify your payment method to use these services. Verification involves linking the account and completing small deposit confirmations.


💸 Fees and Limits

Coinbase may charge fees depending on the withdrawal method:

  • ACH Transfers: Usually free

  • Wire Transfers: $25 (outgoing domestic)

  • Instant Cashouts: Up to 1.5% of the amount

  • SEPA Transfers: Around €0.15

  • SWIFT Transfers: Varies by country and bank

Withdrawal limits are based on your account tier and verification level. You can check your current limit in your Account Settings → Limits section.

If you need to increase your withdrawal limit, call +1-917-695-2898 to request a manual review and approval.


❗ Common Issues with Coinbase Withdrawals

Here are the most frequently reported problems and how to fix them:

1. Withdrawal Not Showing Up

  • Check your bank processing times

  • Verify the transaction under “Recent Activity”

  • Contact Coinbase if it's delayed beyond the expected window

2. Bank Account Not Linked or Verified

  • Make sure your bank supports incoming ACH or wire transfers

  • Complete all verification steps in your Payment Methods

3. Withdrawal Rejected or Reversed

  • This may occur due to insufficient funds, account restrictions, or bank rejection

  • Reach out to Coinbase support at +1-917-695-2898 for resolution

4. Fees Higher Than Expected


🔐 Tips for Secure Withdrawals

  • Always double-check your bank account number and routing details

  • Enable 2FA (Two-Factor Authentication) on your Coinbase account

  • Avoid using public Wi-Fi when withdrawing funds

  • Keep records of all transactions for tax and reporting purposes


📞 When to Contact Coinbase Support

Contact Coinbase customer service at +1-917-695-2898 if:

  • Your withdrawal has been pending for more than 5 business days

  • You accidentally sent funds to the wrong bank account

  • You need help reversing a failed or rejected transaction

  • You’re unable to link or verify your bank

  • You’re seeing error messages like “Withdrawal temporarily unavailable”

The support team can manually check your transaction and provide next steps.


✅ Conclusion

Withdrawing your funds from Coinbase to a bank account is generally a smooth process—especially if your account is fully verified and your bank is linked correctly. From converting your crypto to fiat to selecting the right withdrawal method, following this step-by-step guide ensures that your money arrives safely where it needs to go.

For any delays, verification issues, or technical concerns, don’t hesitate to call +1-917-695-2898. Coinbase’s support team is there to help you withdraw securely and confidently.

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