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Buy Now, Pay Later (BNPL) Client FAQs

Interested in using Buy Now, Pay Later to pay for your purchase? Here’s what you need to know about how this flexible payment option works, what to expect, and how it can help you manage the cost of your services with more ease.

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Written by Cassi Ettman

Buy Now, Pay Later is coming soon to Boulevard!

We’re excited too, but it’s not live just yet. Keep an eye on your inbox and Boulevard platform. We’ll share timeline updates as soon as they’re available.

Before you continue

Please note that the business or practice offering Buy Now, Pay Later has no control when it comes to questions about repayment, declines, or your respective Affirm or Klarna account.

We've answered a few questions below, but we also recommend visiting the dedicated help centers of the providers if you cannot find the answer to your question:

Purchasing power

Please keep in mind that businesses may set a minimum order value for Buy Now, Pay Later purchases. This means you may be approved to spend up to a certain amount with Affirm or Klarna, but you will only be able to use Buy Now, Pay Later if your order total meets the minimum amount set by the business.

To learn more about purchasing power or the application process:

Client FAQs

What is Buy Now Pay Later (BNPL)?

Buy now, pay later is an additional payment method that lets you receive services or make a purchase today while breaking up your total cost into smaller monthly payments over time.

How and when can I sign up?

The business will have application links in the following places:

  • Booking confirmation emails

  • Appointment reminder emails

  • On the checkout screen

  • [Coming soon] On the check-in screen

Please keep in mind that businesses may set a minimum order value for Buy Now, Pay Later purchases. This means you may be approved to spend up to a certain amount, but you will only be able to use Buy Now, Pay Later if your order total meets the minimum amount set by the business.

Will I be charged interest or fees?

Terms may vary by provider and which option you choose. You can select the terms you're approved for during the qualification process.

Each BNPL provider is different. Please refer to the following documentation for more information:

What are the requirements to get approved to use Buy Now Pay Later at checkout?

Requirements are determined by a multitude of factors. Please refer to the individual documentation below to better understand how qualification works:

Will checking my options affect my credit score?

  • No. Checking eligibility or exploring payment options with Affirm or Klarna does not affect a client’s credit score.

Will using Buy Now, Pay Later affect my credit score?

  • It may. Once a client accepts a payment plan, their credit may be impacted depending on the provider, the payment option selected, and their repayment history.

  • Encourage clients to review the terms presented by Affirm or Klarna before completing their purchase.

Why am I seeing different payment options than someone else?

  • Financing offers vary based on individual eligibility, purchase amount, and the BNPL provider.

  • Some clients may qualify for 0% interest offers, while others may see APR financing or different repayment terms.

How can I sign up for Buy Now Pay Later at checkout?

The business will have dedicated sign up links in the following places:

  • Booking confirmation emails

  • Appointment reminder emails

  • On the checkout screen

  • [Coming soon] On the check-in screen

When you select Affirm or Klarna at checkout, you'll be prompted to either sign in to your existing account or create a new one. Each provider has its own eligibility requirements and approval process. Once you've completed the application, you'll see the purchasing power available to you.

Creating an account and checking your purchasing power will not affect your credit score. If you choose to finance your purchase and accept the provider's terms, your credit score may be impacted depending on the provider's credit policies.

Please keep in mind that businesses may set a minimum order value for Buy Now, Pay Later purchases. This means you may be approved to spend up to a certain amount, but you will only be able to use Buy Now, Pay Later if your order total meets the minimum amount set by the business.

Can I use funds from more than one BNPL provider on a single order?

No. You can only use one funds from one BNPL provider per order at checkout.

For example, if you’re approved for part of your order total through Affirm and another amount through Klarna, those approved amounts cannot be combined to pay for the same order. You’ll need to choose one BNPL provider and pay any remaining balance with another accepted payment method.

For more insight into how BNPL works, you can check out the dedicated help centers for each provider:

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