Your balance in Karta Personal is held in USDT (Tether), a stablecoin that’s always worth the same as US dollars.
USDT is issued by Tether, a regulated company under U.S. money transmission laws, just like major payment providers. This means Tether follows strict rules to keep your funds safe. Unlike a bank or exchange, Tether can’t lend or borrow against your reserves, and they can’t use your funds for business operations. Even if Tether were to face financial difficulties, creditors cannot access your reserves.
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