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Visa Signature® Card Benefits

Learn about the premium benefits and conditions of your Visa Signature® card and how to make the most of them

Updated over 2 months ago

Your Karta virtual card comes with premium benefits:

When you create a virtual card in the Karta Personal app, you’re getting a Visa Signature® card — and that means access to a wide range of premium features, from shopping and travel to lifestyle perks and international support.

Here’s a clear breakdown of everything you get and how to use it:
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🛍️ Shopping Benefits

Your Visa Signature® card offers several advantages when it comes to shopping. Here are the key benefits:

  1. Price Protection
    If you find the same item at a lower price within 30 days of purchase, Visa will refund the difference.

    • Up to $500 per item

    • Maximum $2,000 per year

  2. Purchase Protection
    Get coverage in case your eligible items are stolen or accidentally damaged.

    • Up to $5,000 per incident

    • Maximum $10,000 per year

  3. Extended Warranty
    Your Visa Signature® card extends the manufacturer's warranty by an additional year.

    • Up to $5,000 per claim

    • Maximum $10,000 per year

✈️ Travel Benefits

When it comes to travel, the Visa Signature® card ensures you have a smooth and secure experience. Here's how:

  1. Auto Rental Insurance
    Get global coverage for rental car damage or theft.

  2. Baggage Delay Compensation
    Up to $500 for delayed baggage.

  3. Baggage Loss Compensation
    Up to $1,000 for lost baggage.

  4. International Emergency Medical Coverage
    You’re covered with up to $170,000 in medical expenses while traveling abroad.

  5. Visa Online Medic
    Access virtual consultations with doctors 24/7 when traveling internationally.

🌍 Lifestyle & Services

The Visa Signature® card comes with several lifestyle perks to make your daily life easier and more enjoyable:

  1. Visa Digital Concierge
    Enjoy 24/7 personal assistance with bookings, travel plans, events, and more.

  2. Visa Luxury Hotel Collection
    Receive special privileges when booking through the collection:

    • Complimentary breakfast for two

    • Room upgrade (when available)

    • Late checkout (until 3 PM)

    • VIP status

    • $25 food and beverage credit

    • Free Wi-Fi

  3. Airport Meet & Assist (yQ Service)
    Fast-track services at airports worldwide, including assistance with check-in and passport control.

  4. Airport Lounge Access
    Enjoy access to more than 1,200 lounges globally:

    • 4 free visits per year via Lounge Key

    • Discounts and perks via Visa Airport Companion

📱 Subscriptions & Extras

With your Visa Signature® card, you can enjoy the following subscriptions and benefits:

  1. SkyBox
    Get free shipping and a bonus for 36 months.

  2. Bloomberg Línea
    Enjoy a 4-month free subscription to Bloomberg Línea.

💡 How to Use Your Benefits

To make the most of your Visa Signature® benefits, follow these simple steps:

  • Make eligible purchases using your Visa Signature® card to activate most benefits.

  • Register for specific services like airport lounge access through apps like Visa Airport Companion or Lounge Key (more on that soon).

  • Save receipts and documentation to file claims for purchase protection or insurance benefits.

❗ Important Notes

  • Eligibility: Some benefits may only apply to specific purchases or services.

  • Registration: Certain benefits may require pre-registration or activation.

  • Exclusions: Please check the full terms for exclusions and limitations that may apply.

Got questions, ideas, or just want to chat? 💬 We're always here to help! Reach out in the app, and our team will be happy to assist you!

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