What Types of Transfers Are Supported?
You’ll be able to choose from two transfer types:
Wire (USD): Accept domestic wire transfers in USD via ACH or FedWire — perfect for payments within the United States.
SEPA (EUR): Receive euro transfers across Europe (coming soon!).
Both options ensure secure, efficient payment experiences tailored to your region.
Who Can Open a Virtual Account?
This feature is available to all users except those from our unsupported countries list — the same list used during Karta Personal sign-up. We’re working on expanding this list, so if your country isn’t supported yet, stay tuned for future updates!
What Do You Need to Provide?
Requirements depend on your country of residence. In most cases, your only need one of the following:
A valid ID number (passport or national ID)
Your Tax ID number (for non-U.S. residents) or SSN (for U.S. residents)
👉 Important: You only need to provide the document number. The document itself is not required.
How Much Does It Cost to Open a Bank Account?
A one-time setup fee is 5 USDT.
How Does the Verification Work?
The verification process is simple, quick, and fully digital:
Tap on “Virtual Accounts” in the app and click “Verify Account” to start.
Choose Your Account Type: Select Wire (USD). SEPA (EUR) will be available soon.
Select your country and submit required document number.
Review and Pay: Confirm your details and pay the 5 USDT fee. If verification fails, the fee will be refunded.
If your account details are not available in the app after 1 hour, please contact support.
What Will You Get?
After verification, you’ll receive your own virtual account details:
For US accounts – an account number and routing number.
For SEPA accounts – an IBAN and BIC (coming soon).
You’ll find your bank details in the “Top up” section of the app, ready to use for incoming transfers.
Please note: at this stage, accounts can receive funds only — sending payments out is coming soon.
Want to see how you can use your Virtual Account in real life? Check examples here.
Need Help?
Got questions, ideas, or just want to chat? 💬 We're always here to help! Reach out in the app, and our team will be happy to assist you!