🛒 Purchase Limit
Transaction limit: The current purchase limit is $25,000 per transaction.
Planning to spend more than that? No worries! Just reach out to our support team — we’ll be happy to review and increase the limit for you if needed.
Card reissue limit: You can reissue your card up to 100 times per account.
🚫 Restricted Merchant Categories
For security, compliance, and card network rules, transactions with certain categories of merchants are blocked. Don’t worry, most people never run into these, but here’s the full list just in case:
Explosives
Small Arms and Weapons
Wire Transfers and Money Orders
Drug Stores and Proprietary Drugs
Furriers and Fur Shops
Antique Shops
Pawn Shops
Antique Reproductions
Direct Marketing (Insurance, Travel Related Arrangement Services, Catalog Merchants, Catalog and Retail, Inbound Telemarketing, Other)
Stamp and Coin Stores
Cigar Stores and Stands
Financial Institutions (Manual Cash Disbursements, Automated Cash Disbursements, Merchandise and Services)
Quasi Cash (including Member Financial Institutions)
Securities Brokers and Dealers
Remote Stored Value Load (Member Financial Institution, Merchant)
Payment Service Provider – Money Transfer
Payment Transactions (Member Financial Institution, Merchant)
Money Transfer – Member Financial Institution
Value Purchase – Member Financial Institution
MoneySend (Intracountry, Intercountry, Funding Transaction)
Point-of-Interaction Funding Transactions
Mastercard Initiated Rebate/Rewards
Overpayments
Savings Bonds
Escort Services or Dating Services
Hospital Patient Personal Funds Withdrawals
Massage Parlors
Debt Collection Agencies
Government-Owned Lotteries
Government-Licensed Online Casinos
Government-Licensed Horse/Dog Racing
Race Organizations
Gambling, Betting, Lotteries
Gambling – Horse Racing, Dog Racing, State Lotteries
Labor Unions
Political Organizations
Religious Organizations
Bail and Bond Payments
I-Purchasing Pilot
Intra-Government Purchases
Government Loan Payments
International Automated Referral Service
Visa Credential Server
GCAS Emergency Services
International Affairs
Intra-Company Purchases
💡Please note: These restrictions and risk checks are applied by our provider bank. This list may change over time.
🚀 Frequent transactions
Please keep in mind that very frequent transactions to the same merchant may be rejected. This is a restriction from the bank that helps keep your money safe.
If a transaction doesn’t go through and you're not sure why, our support team is always here to help you figure it out.
Got questions, ideas, or just want to chat? 💬 We're always here to help! Reach out in the app, and our team will be happy to assist you!