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How to Invite a Friend and Claim Your Rewards

Step-by-step guide how to share your Karat referral link, track your friends' progress, and unlock rewards.

Updated this week

Step 1 — Find your referral link

  • Open the Karat section from the main screen.

  • Tap Invite.

  • Share via Telegram or copy the link to send anywhere.

Step 2 — Your friend completes 3 simple actions

  1. Create an account & pass verification.

  2. Top up their balance and issue a virtual card.

  3. Make their first card transaction.

Step 3 — Earn your rewards

  • You get 500 Karat ($5) once your friend finishes all three steps above.

  • You also get 25% in Karat every time they spend. So if they spend $100, you get 25 Karat = $0.25. Spend $2,000? You get 500 Karat = $5.

Step 4 — Track progress

In the Karat section, see who joined, which steps they’ve completed, and your rewards.

Step 5 — Claim (coming soon)

When your Karat is ready, tap Claim to move it to your USDT balance.

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