Step 1 — Find your referral link
Open the Karat section from the main screen.
Tap Invite.
Share via Telegram or copy the link to send anywhere.
Step 2 — Your friend completes 3 simple actions
Create an account & pass verification.
Top up their balance and issue a virtual card.
Make their first card transaction.
Step 3 — Earn your rewards
You get 500 Karat ($5) once your friend finishes all three steps above.
You also get 25% in Karat every time they spend. So if they spend $100, you get 25 Karat = $0.25. Spend $2,000? You get 500 Karat = $5.
Step 4 — Track progress
In the Karat section, see who joined, which steps they’ve completed, and your rewards.
Step 5 — Claim (coming soon)
When your Karat is ready, tap Claim to move it to your USDT balance.