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How to Fix Common Issues When Adding Your Card to Apple Pay

Step-by-step fixes for Apple Pay setup errors.

Updated yesterday

🧾 Can’t Add Your Card to Apple Pay? Here's What to Check

If you're having trouble adding your card to Apple Pay, here's a full list of possible issues - and how to solve them.

🧩 Issue

πŸ› οΈ How to Fix It

Message shown

"Cannot Add Cards

The region setting for this device cannot be used with Apple Pay."

Set your iPhone region to Puerto Rico:
​Settings β†’ General β†’ Language & Region β†’ Region β†’ Puerto Rico

Message shown
β€‹β€œTo add cards, keys, tickets, and passes to Wallet, look for the Add to Wallet button in apps, emails, and websites.”

Set your iPhone region to Puerto Rico:
​Settings β†’ General β†’ Language & Region β†’ Region β†’ Puerto Rico

Message:
​"Card Not Added – Contact your card issuer for more information"

This may indicate a temporary block from Apple due to security reasons of too many recent attempts. Wait 24–48 hours, then try again. If the issue persists, contact support.

Didn’t receive verification code

πŸ“± If you chose SMS:

  • Some mobile operators β€” especially in sanctioned countries β€” may block or fail to deliver SMS.

  • Try verifying via email instead.

πŸ“§ If you chose Email:

  • Check your inbox and spam/junk folder.

❌ Still no code?

  • Contact our support team via the in-app chat so we can help you solve the issue.

Outdated iOS or Wallet app

Update your iPhone to the latest iOS:
​Settings β†’ General β†’ Software Update

Apple ID not verified or restricted

Make sure your Apple ID is:

  • Active and verified

  • Not limited by family/parental controls

  • Signed in properly

Device or content restrictions

Check if Apple Pay is allowed:
​Settings β†’ Screen Time β†’ Content & Privacy Restrictions

No internet connection or VPN issue

  • Use a stable internet connection.

  • If you’re not in a country where Apple Pay is supported (check the list here), try using a VPN set to the U.S. during setup.

Billing address mismatch

Try using this Puerto Rico based address during card setup:
​
​Street: 123 Main Street
​City: San Juan
​State: PR
​ZIP: 00901
​Country: Puerto Rico (or USA)

Need help?

Got questions, ideas, or just want to chat? πŸ’¬ We're always here to help! Reach out in the app, and our team will be happy to assist you!

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