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How to top up your account with bank transfer

Add money to your Karta account via ACH or Wire transfer. Step-by-step guide with timing and troubleshooting tips.

Updated over 2 weeks ago

Step-by-step guide

1. Open the Mini App

Launch your Karta app and navigate to the + Top Up section.

2. Choose the top-up method

Click on the Bank Transfer option.

3. Send Funds to Your Account

You’ll see a page with your bank account details (account number, routing number, bank name).

👉 Use these details to:

  • Make a transfer yourself from your online banking or payment app, or

  • Share the details with the person/company who will send you money.

💡 Tip: Always double-check the details before sending.

FAQ

How long does it take?

Typically, the process takes from 1 to 3 business days. If your transfer hasn’t shown up after 3 business days, please reach out to support.

What Is Minimum Deposit Amount

The minimum amount is $1 after fees are applied. Our recommendation would be a minimum deposit amount of $5.

What if I send less than the minimum deposit?

If you send an amount lower than the minimum required, please contact support for the resolution.

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