This page follows a loan between two people. Pools work differently: the group creator starts a pool and closes it. See Groups and pools.
The stages
Sent. One person sets the terms and sends them to the other.
Answered. The other person accepts, says no or suggests changes.
Accepted. You both see the same terms. Nothing is owed until the lender sends the money. Once repayments are under way, the loan shows as Active.
Fully repaid. The loan finishes automatically once the full amount due has been repaid. It stays in your history.
What the statuses mean
Each status uses the other person's name. Here it's Tunde.
Waiting for Tunde: you've sent it and Tunde hasn't answered yet.
Expired: nobody answered in time.
Waiting for Tunde to send the money: the terms are accepted, but the money hasn't been sent.
Checking your transfer: Kehbar is checking your bank transfer. Please don't pay again.
Waiting for Tunde's bank account: the money was sent, and Tunde needs to verify identity and add a bank account before it can arrive.
Waiting for Tunde to confirm: you recorded a payment made outside Kehbar, and Tunde needs to confirm it.
Tunde reported a problem: Tunde says a record is wrong. Kehbar keeps both versions.
Tunde said no: Tunde turned down the offer or request.
Overdue: the money was sent, but a repayment date has passed without payment. You both see this.
Cancelled: it was cancelled before it was accepted, or you both agreed to close it.
Fully repaid: every repayment has been made.
Cancelling
Whoever sent the offer or request can cancel it until it's answered. Once it's accepted, you both have to agree to close it. Payments already made stay on the record.
Archiving
You can archive a friend or a finished agreement, and move it back later. Its history stays.