KeySavvy offers multiple financing options through our lending partners. You can check out your personalized rates by visiting our Pre-Approval page or on your deal page. These lenders work with us every day and in most cases are able to fund your loan faster than your bank or credit union.
KeySavvy also works with most local banks or credit unions. Because KeySavvy is a licensed dealer, we're able to work with lenders that don't normally finance private
party sales.
Let your bank know that you're buying from an independent licensed dealer, since some banks don't offer loans on regular private party sales. Please note, we require funds to be received from your lender before title transfer paperwork is processed and if your seller has a loan, some lenders will not allow you to finance your purchase.
When you and the seller agree on a price, we’ll then complete our verification process to unlock payment for the buyer. After payment is unlocked you'll download a Purchase Order that you take to your lender and if approved, your lender will issue a check made out to KeySavvy, Inc. or send us a wire transfer for the amount financed. If provided a check, you’ll mail this to us using the address listed on your Purchase Order. Payment is verified within one business day of the check arriving at our office. We do not accept "pre-approval" checks from lenders. After we verify the lender’s check and your down payment, you and the seller sign your respective documents and we’ll approve the vehicle to be picked up.