First, choose the course you’d like to apply for.

Then click “Pay With Knoma”. We’ll ask you for some personal details, and perform an identity check and a credit check.

In most cases, we won't need any documents from you. Legally, we need to verify your identity – if we can't do this automatically, we might ask you for a small amount of documentation, such as your passport or driving license.

Don’t worry! Knoma performs a soft credit check at the point of application which will not impact your credit history. Your application and loan are added to your credit report once we have funded your loan.

In a minority of cases, you will need to access your banking details to securely confirm your income and expenses via Open Banking.
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​More information on Open Banking