1. Collect the items around the store that you would like to purchase, and head to the checkout. If you're paying in advance for a service/event, these same steps will still apply.

2. The merchant will scan your items, if you are at a shop, and at the point of payment, you can show them the QR code for your KodyPay digital payment card.

3. To do this, open the KodyPay app to the photo screen, click the card icon on the top right of the screen and present the card of your choice to the merchant.

4. The merchant will scan the QR code on your card and send you a payment request to confirm your order.

5. You will see the payment request appear on your screen. Click “Pay Now” to accept this request.

6. Your payment will then be processed and confirmed.

You have now successfully completed a manual order.

You can view your receipts at any time through clicking on “Transaction History” on the main photo screen.