The reimbursement rate is the percentage we reimburse on the invoice you send us. This rate applies to Lassie's accident and illness plans (Or, Argent or Bronze).
When you take out your policy, you can choose between the following reimbursement rates: 60%, 80% or 100%.
Here's an example with an 80% reimbursement rate:
If you choose an 80% reimbursement rate, you pay 20% of the veterinary costs.
After a visit to the vet, you receive an invoice of €200, and you chose an 80% reimbursement rate when you took out your policy.
Lassie then reimburses you €160 (80% of €200 = €160).
Your share is the difference: 200 - 160 = 40, so you pay €40.
Please note: the reimbursement rate does not apply to the preventive budget. Preventive care is included in your plan and reimbursed at 100% up to the dedicated budget, regardless of your reimbursement rate. This budget depends on your plan and on whether you have a dog or a cat:
Dog: Bronze €100 / Argent €160 / Or €220 per year
Cat: Bronze €75 / Argent €100 / Or €150 per year
The benefit for you: with a lower reimbursement rate, you pay a lower insurance premium. Conversely, with a 100% rate, Lassie covers the full reimbursable costs in the event of a claim, with nothing left to pay, so the premium is slightly higher than at 60% or 80%.
You now know how our reimbursement rates work 🐶🐱💙🐾!
Feel free to contact us via the chat in your Lassie app or on our website www.lassie.fr or by email at contact@lassie.fr if you have any questions.