Fraudulent activity, such as unauthorised credit applications, transactions, or account openings, can be distressing. Below, we outline comprehensive steps to identify, report, and resolve such incidents effectively.
Types of Fraudulent Activities
Fraudulent activities may include:
Unauthorised transactions on your credit card or bank account.
Fraudulent applications for loans, credit cards, or accounts in your name.
Receiving unsolicited credit cards or mail for accounts you didn't apply for. Each type requires prompt action to mitigate further risks and resolve the issue.
You can report this to Action Fraud by calling 0300 123 2040 or online via their website.
Reporting Loan or Account Fraud
If a loan or account has been fraudulently applied for in your name:
Report the fraud to Action Fraud (Action Fraud Website) and provide a reference number or by calling 0300 123 2040.
Contact us to flag the application as fraudulent. Be prepared to provide your name, date of birth, full address, and supporting documents as required. You can email us at contact@lendable.co.uk and let us know what has happened.
Complete and return the fraud declaration forms provided by the Lendable.
Monitor your credit file for suspicious accounts or applications.
Use services like Credit Karma to identify any unfamiliar accounts.