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Are lender commission rates fixed, or can I negotiate them?

Learn where lender commission rates come from and when a lender may raise yours.

Written by Kaylan Pepin

Each lender sets its own commission rate, and you keep 100% of whatever that lender pays. The platform does not take a cut of your commission.

The rate you see for a lender is their standard offer. Some lenders are open to negotiating a better rate once you have built up a track record and volume with them, so those relationships are worth developing over time.

You can ask the in-app AI for a specific lender's rate before you submit.

Click through the walkthrough above to see where to ask.

On the money reaching you: commission payouts are processed every Friday, and we aim to pay out the same week the lender pays us. Lender timelines vary, and that variance sits on the lender's side.


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