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My client was declined because of too many MCAs and has since paid them off. Can I resubmit to the same lenders?

lender-matching · NEW · weekly mining 2026-10-12

Written by Cohen Nagel

Whether a lender will reconsider a client after the MCAs are paid off is up to that lender, since each one sets its own rules. A good approach is to message that lender's rep in the deal thread, explain that the MCAs have been paid off, and ask whether they are open to a fresh look.

If they are, update the application with the payoff documentation and current documents, then submit a fresh deal so the new submission is clean and easy to tell apart from the earlier one.

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