Understanding Credit Repair

Credit repair is the process of fixing your bad credit through the removal of inaccurate, negative information on your credit reports. Under federal law, the credit bureaus and creditors are required to provide evidence of the accuracy and validity of any negative information they report. If they cannot prove the information is accurate, then the item should be removed from your credit report. By starting credit repair, you may be able to positively influence your credit.

By removing any incorrect or questionable credit items, credit repair will help strengthen your credit profile and can potentially boost your credit score. This can be beneficial when it comes to making large purchases, applying for loans, and accessing credit. A stronger credit profile may also help you to get better interest rates when borrowing money.

If you'd like to know more about credit repair, please click here to learn more.
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