Negative items, such as collections, late payments, charge-offs, liens, bankruptcies, or repossessions, can be challenged for accuracy with the credit bureaus and your creditors. If those items are found to be inaccurate, unfair, or unverified, they may be corrected or removed.
Challenging Negative Items on Your Credit Report
It is possible to challenge the negative items on your credit report for accuracy. If items, such as collections, late payments, charge-offs, liens, bankruptcies, or repossessions are found to be inaccurate, unfair, or unverified, they may be corrected or removed. With the help of Lexington Law Firm, you can challenge these negative items with the three main credit bureaus and your creditors.
Lexington Law’s approach is specifically designed to achieve substantiated solutions. Lexington Law communicates with Equifax, Experian, and TransUnion electronically, which allows you to challenge negative items directly. Additionally, Lexington Law helps you challenge your negative items with your creditors, in your name and on your behalf, as they are often the primary cause of credit reporting problems.
In addition to credit repair, Lexington Law also offers credit education, credit management, and identity theft protection. These comprehensive tools, together with Lexington Law’s experienced legal team, leave you well-equipped to manage your credit.
See how Lexington Law can help you.
You can sign up for our services online by following the link provided below. You will receive a free credit score analysis and a preview of any negative items reporting on your credit report. Next, we recommend which of our service levels is best for your situation and credit repair needs. There is no obligation and the credit score analysis will not negatively impact your credit score.
You can chat online with one of our credit consultants if you have any questions along the way – they’ll be happy to help you!