Dealing with Unpaid Collections

Unpaid collections can have a negative impact on your credit score, and there are steps you can take to address them.

The first step to dealing with collections is to understand the situation. If you are facing collections, you will want to make sure it is something you owe before taking any action. Once you are certain the legitimacy of the collection, you can move ahead with addressing it.

Unless the collection is being falsely attributed to you, pay it. The collection is likely already hurting your credit score and leaving it unpaid could only make the damage worse.

If the debt is one that you do not owe, our service levels offer debt validation procedures that can help you get the collection removed from your credit profile. Contact us to find the best solution for your situation.

Unpaid collections can have a significant impact on your credit score, and it is important that you take the steps to address it properly. Whether that means paying the collection or talking to us to get the debt removed, dealing with collections in a timely manner is key.