After you sign up online, you’re ready to customize the challenge letters that we’ll send in your name and on your behalf to your creditors and credit bureaus asking them to validate the accuracy of the negative items they’re reporting. You can do this by logging into your case online or mobile app, or by calling one of our paralegals. We’ll make sure you have the links and phone numbers you need.

You’ll be able to personalize your challenge letters to include certain life events that may have caused or influenced the negative items on your credit report, including:

• Divorce

• Student Loans

• Medical Bills

• Identity Theft

• Military Service

• COVID-19