When you use Livble, we pay your monthly dues to your community upfront. You then repay Livble through scheduled installment payments, which are debited from your linked bank account.
đł Can I Use a Debit or Credit Card?
No. Livble does not accept debit or credit cards.
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To split your monthly dues, you must link a personal bank account through Plaid.
We recommend linking all bank accounts youâre comfortable with potentially being debited from. This helps:
Reduce the risk of failed payments due to insufficient funds
Provide a more complete picture of your financial activity for eligibility assessments
Allow backup debit attempts if needed
All repayments â including your first installment, remaining installments, the $10 fee, and any applicable fees â are processed via ACH (bank transfer).
đ Why Doesnât Livble Accept Cards?
Livble currently supports bank-account (ACH) repayments only. Debit and credit cards arenât supported because ACH helps us:
Confirm account ownership during sign-up and repayment (via Plaid)
Reduce fraud and unauthorized payment risk, especially around chargebacks and disputed card transactions
Keep repayment processing consistent across installment schedules
Avoid card-network constraints that can create repayment reversals, partial payments, or additional handling requirements
Because of this, card payments arenât available right now â and Support canât manually accept card payments either.
â How to Avoid Payment Issues
To prevent failed payments or returned payment fees:
Keep enough funds in your linked bank account
Make sure your bank account(s) stay connected
Remember ACH payments process on business days
If a payment is returned due to insufficient funds, a $25 returned payment fee may apply.
đ Important
All Livble payments must come from a linked bank account.
Support cannot manually process card payments.
Youâre responsible for ensuring funds are available at the time of debit.