When you think you are ready to submit your loan, go to the FILE Tab.
BNZ require you to have uploaded the customer Applicant Declaration and Consent Form prior to submission. If you haven't, you will notice that the Submit button is locked. You need the upload the Applicant Declaration and Consent in the LENDER DOCS section to unlock submit.
Click on the lender docs button on the left and the following screen will appear. Click on the upload file button in the top right of the screen to upload your Applicant Declaration and Consent form.
Once you have uploaded the documents you will see the following screen. The green button that says 'uploaded' indicates that the documents have been uploaded successfully. If you need to remove them there is a 'remove' button in the top right hand side of the screen:
You can then click on the submit button.
The submit process does a quick validation check of the application. If anything is outstanding, you will be able to click through from the validation check to the right section of the application to complete anything that needs amending.
If there is anything that has not been completed correctly in your application, the validation process will identify it and ask you to complete the missing requirement (you can click on any missing items to be taken back to the right place in the application):
Once the validation data requirements have been completed you will be able to submit. Loanapp will do a final check of serviceability.
The following screen will then appear allowing you to Submit the Application:
The final screen is where you need to confirm you are ready to submit; then submit the application to BNZ.
You will now receive your LRN Lender reference number and be able to submit your supporting docs.
When you have finished the submit process, you will be presented with two options.
Finalise Supporting Documents, where you can upload and allocate your documents and submit to the lender.
Re-Open your submitted application in read only mode
If you choose option 1, you will go straight to the supporting documents engine:
If you choose option 2, you will go back into your submitted app. Your Lender Reference Number will be on the right side of the yellow bar; and you can click on the Red button to finalise and submit your supporting documents to the lender.