Not Employed income includes:
​
​ - Private Pension
 - Superannuation
 - Unemployed Benefits
 - Other Income

Learn how to enter these details for your Applicant who is either a Student, Retiree, performing Home Duties or on Benefits.

There are three Status options of Not Employed:

Primary Employment – If the Applicant is predominantly not employed or not working. 

There can only be one Primary Employment entry per Applicant.

Secondary Employment – used to capture Not Employed income such as Pensions or Superannuation that are received in addition to the Applicant's Primary Employment income.

There can be multiple entries of Secondary Employment per Applicant

Previous Employment – Previous Employment is used to capture an Applicant's Employment history. A lender will need to understand if the Applicant was previously Not Employed (even if they are now employed).

Once you have entered a Person Applicant, you may enter their employment details.

Ensure that you are on the Current Situation tab, Person Applicant menu icon.

Next, click on Employment in the page menu.

Select Add Employment.

From here, you are able to select the Employment Type and Employment Status of the applicant.

Assuming that the borrower's primary employment status is Not Employed, click on Not Employed and Primary Employment.

You are now presented with the data fields required to add Not Employed information.

All boxes outlined in red are mandatory fields.

Notice the Messages drop down which contains a list of all mandatory fields which require completion.

Tool Tips

You can always hover over a field name to read a Tool Tip. Tool tips may assist you with the data required for a particular field.

When you have successfully entered Not Employment for the second Person Applicant, messages will be indicated by the number zero and a green "thumbs up" will be displayed in the page menu.

Auto Saving

You can safely click anywhere in the application at any time. Automatic saving ensures you never lose any input.

If you now click on Employment in the page menu, you will notice a new entry under Employment on the right hand side.

You may wish to enter additional employment details for the second Person Applicant. Continue by clicking Add Employment and following the above method.