We get asked this a lot because many people think Loftium sounds too good to be true, and we get it! But it isn't. You get a down payment in exchange for hosting on Airbnb for the duration of our agreement (which isn’t a loan).
If the room doesn’t make as much profit as we predicted, the risk is on Loftium - not you. That’s how confident we are in our Airbnb income prediction, which is how we make our money back after providing down payments up-front.
Also, it’s worth mentioning, if the room performs better than we had hoped, we all win! Our agreements are always percentage-based so you get to a share of the upside, too. Pretty sweet.