Homebuying

FAQs about the homebuying process with Loftium

12 articles in this collection
Written by Miranda Brown

Do I have to buy a home from Loftium Picks? What if I have another home in mind?

Loftium Picks are just suggestions but you can buy any home you love!
Written by Miranda Brown
Updated over a week ago

How are my taxes affected when buying a home with Loftium?

Tax implications of getting a down payment with Loftium are something to keep in mind.
Written by Miranda Brown
Updated over a week ago

What is pre-approval?

Loan pre-approval is the first step in the homebuying process.
Written by Miranda Brown
Updated over a week ago

What is private mortgage insurance (PMI)?

Written by Miranda Brown
Updated over a week ago

Does your down payment offer change the mortgage amount I can get pre-approved for?

Banks and mortgage lenders do not factor in the down payment when they pre-approve your for a mortgage.
Written by Miranda Brown
Updated over a week ago

Do I find houses through your website? Or can I look elsewhere?

Use our website and other resources to search for homes.
Written by Miranda Brown
Updated over a week ago

Will you provide a real estate agent for me?

You can choose to work with any agent you like.
Written by Miranda Brown
Updated over a week ago

How does Loftium help me during the home search?

The home search process is made easier with our listings page and blog.
Written by Miranda Brown
Updated over a week ago

Does a quote mean that's the amount you'll actually offer me?

What you see is what you get. We mean it.
Written by Miranda Brown
Updated over a week ago

What do you mean by monthly housing budget?

What's included and not included in the monthly housing budget filter.
Written by Miranda Brown
Updated over a week ago

Does the down payment you show on each listing include my savings?

Written by Miranda Brown
Updated over a week ago

Is it OK to put less than 20% down?

Written by Miranda Brown
Updated over a week ago