Please note that this information only applies with Lunar Business in Denmark.
'Essential' is the ideal subscription for medium to large businesses in need of an inclusive and automated banking solution. Here is an in-depth overview of what 'Essential' can offer:
How many accounts do I get with Essential?
With Essential, you get 3 business accounts. You're able to buy additional accounts for only 19 DKK/month.
How many cards are included with Essential?
3 physical cards
3 digital cards
You can get an additional physical card for 99 DKK.
What's my card limit with Essential?
100.000 DKK daily
300.000 DKK per 30 days.
What's the cost of transfers?
You do not pay for transfers in Euro. But for any other currency (outside Denmark) you pay 0.5% + 50DKK/25DKK/0DKK (depending on tier)
You can get a better price on transfers as well as other added bonuses with one of our other account types. Read more on our website.
How many cards can I order?
You can order 3 cards per rolling 30 days
There is a limit on 2 cards on your primary account, and 1 on all other accounts. So that means you are able to buy extra card on your primary account.
Is it possible to buy extra cards (99 kr) for expense management?
No. The extra card for 99 DKK (one-time fee) does not work with expense management, where you can only add employees and cards depending on your tier limits. Hence, you cannot buy extra cards or users for expense management.
How many additional users can I have on my Essential account?
As a new feature, Lunar offers additional users to make it easier being a business owner. You can add up to 2 additional owners with Essential
We have different Plans for different needs and activity on the Business account.
Simple is our most simple plan.
With Simple you will have included:
A business account with a digital Visa card.
Domestic transfers (3 free per month).
Award-winning banking app.
Online bank.
Do you have a Business with more acitivity? Essential has everything Simple has to offer – and more:
No setup fee.
3 accounts and 3 Visa cards.
Domestic transfers (10 free per month).
Add 2 extra admins to manage finances.
Cash flow overview.
Automated VAT account.
Automatic bookkeeping (integration with Billy, Dinero or e-conomic).
Cyber insurance from AIG and travel insurance from Tryg.
And for the Business who has multiple employees, makes transfers and has more needs, Limitless everything Essential has to offer - and more!
Unlimited accounts and Visa cards.
Unlimited domestic transfers.
Add 3 extra administrators to manage your finances.
Our cheapest international transfers.
Our highest limit on Visa cards.
+0.75% interest on up to 5,000,000 kr. After that, the interest rate is 0%. Interest is calculated annually, is variable and accrues monthly.
If you are interested in learning more about out different Plans follow this link here: