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Why is my renewal price higher than last year?

For policyholders reviewing their latest renewal quote and wondering about price changes.

Updated today

Common Reasons for an Increased Renewal Price

  • Changes in Your Personal Circumstances

    • Have you changed your car? New vehicles may have higher repair costs or risk factors.

    • Have you moved house? Different areas may have higher risk profiles for accidents or theft.

  • Insurance Claims

    • If you’ve made a claim recently, insurers may view you as a higher risk, which can increase your premium.

  • Economic Conditions

    • Inflation affects the cost of car parts and repairs.

    • We do our best to absorb these costs, but some price increases may be necessary.


Note: Your renewal price already includes your No Claims Discount (NCD) if you haven’t made any claims.

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