Motor Legal Protection (MLP) is designed to help you recover losses that aren’t covered by your standard insurance policy when the accident wasn’t your fault.
What is a non-fault accident?
A non-fault accident is when another driver is responsible for the incident. For example:
Your parked car was hit by another vehicle.
Another driver pulled out and collided with your vehicle.
What can you claim for under MLP?
MLP can help recover costs that the third-party insurer doesn’t pay directly, including:
Vehicle repair or hire charges (up to £50,000)
Loss of earnings if you couldn’t work due to the accident
Medical or rehabilitation fees
Personal belongings damaged in the accident
Real-life example
You’re rear-ended at traffic lights. The third party admits fault but won’t reimburse you for 2 weeks off work. MLP can cover the legal costs of claiming your lost income.
What do you need to make a claim?
The accident must be the fault of another insured driver.
You need a 51% or greater chance of success (determined by Winn Solicitors).
All claims must go through the 24/7 helpline: 0333 222 5804.