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Can I claim legal costs if I’ve already paid for repairs or a hire car?

This article is for: Policyholders who’ve already covered expenses after a non-fault accident and want to know if they can be reimbursed.

Updated this week

Yes, you may be able to claim legal costs even if you’ve already paid out-of-pocket—but this depends on the situation.

What does Marshmallow consider a retrospective claim?

A retrospective claim means you’re asking for help recovering costs you’ve already paid, such as:

  • Hiring a replacement vehicle

  • Paying for vehicle repairs

  • Medical expenses


What are the conditions?

  • Winn Solicitors must approve your claim.

  • There must still be a reasonable chance of success (51% or higher).

  • Your claim must meet policy eligibility (non-fault accident, occurred within the UK).


What should I do?

Call 0333 222 5804 and explain your situation. Winn Solicitors will assess your case and advise if it qualifies under Motor Legal Protection.

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