Who can get NCD Protection?
You can add NCD Protection if:
You have at least 1 year of UK NCD
You’ve had no more than one fault claim in the last 2 years
If eligible, the option will appear during sign-up.
When can I add NCD Protection?
At sign-up: When buying your policy through Marshmallow or on a comparison site.
Not mid-policy: If your policy is already active, speak to our Support team via Live Chat.
Not at renewal: Add-ons stay the same at renewal. If you want to change them, you’ll need to start a new quote
How much does it cost?
The price depends on how many years of NCD you want to protect:
UK NCD Years | Cost | PNCD Factor |
1 year | +25% | 1.25 |
2 years | +10% | 1.10 |
Example: If your premium is £500 and you have 2 years NCD, adding protection would cost £50.
How to check if you've already added it
You’ll find NCD Protection listed on your:
Policy Schedule
Marshmallow App - "Your Add-Ons" section