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How do I add NCD Protection to my quote?

This article is for customers who are buying a new Marshmallow policy and want to know how to add NCD Protection during the sign-up process.

Updated over 3 weeks ago

Who can get NCD Protection?

You’ll be able to add NCD Protection if:

  • You have at least 1 year of UK No Claims Discount (NCD).

  • You’ve had no more than one fault claim in the last 2 years.

If you’re eligible, the option will automatically appear during the quote and sign-up process.

When can I add NCD Protection?

  • At sign-up: You can add it when buying your policy directly with Marshmallow or through a comparison site.

  • Not mid-policy: Once your policy is active, you won’t be able to add NCD Protection.

How much does it cost?

The price depends on how many years of NCD you want to protect:

UK NCD Years

Cost

PNCD Factor

1 year

+25%

1.25

2 years

+10%

1.10

Example: If your premium is £500 and you have 2 years NCD, adding protection would cost £50.

How to check if you've already added it

You’ll find NCD Protection listed on your:

  • Policy Schedule

  • Marshmallow App - "Your Add-Ons" section

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